A striking finch with a black hood, light brown collar, extensively barred white underside, and pale barred rump. Juveniles duller, brown above and buffy below, lacking bars. Singles to small groups inhabit open country in lowlands and foothills, including croplands, scrub, grassy areas, and woodland edge. Terrestrial, but perches in trees and bushes too. Adult differs from Scaly-breasted Munia in black hood and pale rump. Juvenile has a smaller bill than immature Five-colored Munia. Gives high-pitched, buzzy “krrit” calls, like a tiny tin horn.