Attractive bulky “finch” that is actually a tanager; found in scrubby habitats in the Andes and Patagonian steppe, often around villages and agricultural terraces. Locally common, and at times in flocks of 100s, associating readily with other seed-eating birds. All plumages have narrow but distinct white wingbars, unlike other similar species. Male has a yellow bill, a variable black “shield” on face and breast (some birds are wholly black on head and breast), and black streaking on the back. Female is quite different, with a warm brown cheek patch, a pinkish bill, and dark streaking below.