A striking finch with a heavy silvery bill, a dark coppery hood, a brilliant white underside, and chestnut upperparts. Juveniles duller, with paler head and browner upperparts. Found in groups, sometimes with other finches, on or near the ground in open country, including croplands, grasslands, scrub, forest clearings, and very lightly wooded areas, in lowlands and foothills. Confined to the Lesser Sundas. On juvenile, note heavier bill and darker head than Pale-headed Munia. Gives weak, high-pitched “wi-wi-wi” calls and louder “tririp” notes.